CDs give you fixed returns, but locking up your cash can backfire. Here's how to know when it makes sense and when it doesn't ...
Even in today's economy, short-term CD accounts remain competitive. Here's what can be considered a good one now.
Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.
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Best 12-month CD rates for January 28, 2026: Up to 4.10%
Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking ...
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Some CDs are still offering 4% and up — but experts say ‘rates are likely to decline.’ So should you lock in now?
MarketWatch Picks highlights items we think you’ll find useful; we are independent of the MarketWatch newsroom. We earn a commission from some links in our articles. Learn more If you’ve been eyeing a ...
The Federal Reserve has yet to make a move on rates this year. But with market watchers suggesting as many as two cuts by the end of 2025, banks and credit unions have already started reducing their ...
When the Federal Reserve adjusts its federal funds rate, it can have significant impacts across the financial sector. Rate decreases, in particular, tend to affect various aspects of consumer banking ...
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