A straight life annuity provides regular income for life with no remaining benefits after death. Learn how it secures your ...

A hybrid annuity combines fixed-rate and variable-rate investments to provide retirement income. Learn how it works and its ...

The market has nearly doubled in five years, with indexed products – registered index-linked and fixed indexed annuities – now representing 45% of total sales, up from 24% a decade ago, LIMRA senior ...

LIMRA data show 2025 annuity sales topping $460 billion as RILAs, FIAs, and fixed-rate deferred products drive growth.

FIDx CEO Rich Romano says operational friction, compliance complexity and fragmented workflows, not lack of demand, are holding advisors back from delivering guaranteed income solutions at scale.

Declare health conditions People in poor health, who smoke or are overweight, may be eligible for an enhanced annuity. This pays a higher income (between 6% and 15% more, based on recent quotes) ...

Often, annuities are regarded as “set it and forget it” investments. You sign the contract, fund the account, and wait for ...

Annuity purchases are on the rise as retirees shelter themselves from rising bills and inheritance tax changes ...

A decade ago, the insurance industry made a huge annuity sales pitch to pre-retirees, offering them “variable” or “indexed” ...

While I discussed a variety of ways that insurance companies manage the risks around supporting lifetime income guarantees, fees are the headline mechanism for managing the guarantee risk. Fees can be ...

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